Speak to an expert
Payments
Home › Sectors › Payments
Sector

Payments.

Payment institutions, acquirers, processors and open banking providers. Licensing, banking and compliance for firms that execute, acquire and initiate payments.

Speak to an expertLicence guide

Firms we have licensed.

Selected engagements from more than 250 licences obtained since 2013, for payment, e-money, cryptoasset and consumer credit firms.

Since 2013Advising global payment firms
60+Countries licensed in
250+Licences obtained globally
Clients
ClearBankVolkswagenStaysureOval MoneyEMQCentus
nexpayPayment Institution

Obtained Nexpay’s FCA Authorised Payment Institution licence.

Payment Institution

Obtained Orbital’s FCA Authorised Payment Institution licence.

ovalPayment Institution

Obtained Oval’s FCA Authorised Payment Institution licence with open banking permissions.

How we act for the sector.

Payment institutions, acquirers, processors and open banking providers obtain their authorisations, open their settlement accounts and build their compliance frameworks with the firm, in the United Kingdom, Europe, the United States and Asia.

Authorisation

Payment institution licences and registrations in every market the firm covers, including open banking permissions.

Settlement banking

Settlement and operating accounts in the currencies the firm pays out.

Acquiring and scheme access

Scheme membership, BIN sponsorship and processor relationships.

Compliance

Reporting, safeguarding and financial crime after authorisation.

How we work.

  • Senior-ledEvery engagement is led by the practitioners who prepare the application and attend the regulator.
  • Same dayA reply within three business hours and a written proposal the same day: the licence, the requirements, the cost and the timing, before you commit.
  • ConfidentialYour plans, your application and any listing stay private. Clients are named only with their agreement.
  • Live workspaceEvery engagement runs in a shared workspace on Hector: documents, regulator questions, messages and progress in one place, visible to your team at every stage.

Why firms choose BCC.

  • OperatorsWe have taken firms through licensing, run regulated payments and consumer credit businesses, and signed the regulatory returns ourselves.
  • BankingSafeguarding, operating and settlement accounts arranged alongside the authorisation, through the institutions that serve this market.
  • FoundersThe firm is run by founders who have built and run regulated payments businesses, so every position is given with the launch date and the cost of waiting in mind.
  • One firmLicensing, key people, banking, compliance, technology and transactions from the same team, for the life of the regulated firm.

Related.

Licensing

Licence guide

The regulator, the capital, the fees and the timeline.

Service

Banking and Payment Processing

Accounts and processing for the sector.

Service

Financial Crime

Frameworks built for the sector’s flows.

Speak to an expert.

A reply within three business hours and a written proposal on the licence, the banking and the timing the same day.

Start the conversation