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Sector

E-money.

Wallets, prepaid cards, virtual IBANs and Banking-as-a-Service programmes. Licensing, safeguarding and programme banking for firms that issue electronic money.

Speak to an expert Licence guide

Firms we have licensed.

Selected engagements from more than 250 licences obtained since 2013, for payment, e-money, cryptoasset and consumer credit firms.

Since 2013Advising global payment firms

60+Countries licensed in

250+Licences obtained globally

Clients

Volkswagen Staysure

Electronic Money Institution

Obtained Dzing Finance’s FCA Authorised Electronic Money Institution licence.

Electronic Money Institution

Obtained Hryze’s FCA Electronic Money Institution licence.

Variation of Permission

Obtained Moneliq’s FCA PSD2 variation of permission.

How we act for the sector.

E-money institutions, wallet providers, card programmes and BaaS platforms obtain their EMI licences, their safeguarding accounts and their scheme programmes with the firm, and run safeguarding on Safeheld.

EMI licensing

Authorisation and small EMI registration in the United Kingdom and every EU and EEA state.

Safeguarding

Safeguarding accounts and daily reconciliation on Safeheld.

Card programmes

Scheme membership, issuing processors and BIN sponsorship.

Programmes

BaaS and programme access while the licence is in progress.

How we work.

Senior-ledEvery engagement is led by the practitioners who prepare the application and attend the regulator.
Same dayA reply within three business hours and a written proposal the same day: the licence, the requirements, the cost and the timing, before you commit.
ConfidentialYour plans, your application and any listing stay private. Clients are named only with their agreement.
Live workspaceEvery engagement runs in a shared workspace on Hector: documents, regulator questions, messages and progress in one place, visible to your team at every stage.

Why firms choose BCC.

OperatorsWe have taken firms through licensing, run regulated payments and consumer credit businesses, and signed the regulatory returns ourselves.
BankingSafeguarding, operating and settlement accounts arranged alongside the authorisation, through the institutions that serve this market.
FoundersThe firm is run by founders who have built and run regulated payments businesses, so every position is given with the launch date and the cost of waiting in mind.
One firmLicensing, key people, banking, compliance, technology and transactions from the same team, for the life of the regulated firm.

Speak to an expert.

A reply within three business hours and a written proposal on the licence, the banking and the timing the same day.

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